![]() ![]() Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. Otherwise, you may want to go with one of our picks for the best business checking accounts. Account holders have access to several digital tools as well as in-person help at branch locations nationwide.īut because the bank doesn’t offer free checking and you’ll need to visit a branch to open an account, Citi may make sense only if you live near a branch and you plan to keep a large enough balance to avoid monthly fees. With a variety of checking accounts available, there’s a good chance the bank has one to fit most of your needs. Must visit a local bank branch to open an accountīusinesses looking for a full-service business banking solution should consider Citi.Online and mobile account-management tools.Multiple checking account options available.Phone support is available by calling 87 Monday through Friday from 7 a.m. Customers can also easily download account information into compatible accounting software programs.īusiness support is available locally at any Citi branch, and customers can withdraw cash without fees at Citi branch locations, select retailers, and through the Allpoint and MoneyPass ATM networks. Citi’s online tools allow business owners to set and manage access levels for employees, deposit checks remotely, reconcile accounts, originate ACH payments, transfer funds and more. Access on the GoĬitiBusiness accounts are accessible online and through Citi Mobile, the bank’s highly rated mobile app. ![]() CitiBusiness Safety Check covers overdrafts through a linked CitiBusiness Insured Money Market Account (IMMA) or a savings account. CitiBusiness Checking Plus provides a revolving line of credit to cover overdrafts and uncollected funds. Specialized industry and preferred business programsĪccount holders have the option to add two additional banking services, both designed to provide overdraft protection.In addition to its checking accounts, Citi offers several other products and services to meet your business needs. Other Citi Business Banking Products and Services Only 25 monthly transactions are allowed with the account a $10,000 minimum monthly balance is required to waive the monthly fee, which is either $22, $25 or $30, depending on the state. CitiBusiness® Interest CheckingĬiti’s only interest-bearing business checking account, CitiBusiness® Interest Checking, is designed for businesses generating a low number of transactions each month. And while the $24 monthly maintenance fee cannot be waived, account holders can earn credits to help offset the charges. If your business will keep more money in checking, the CitiBusiness® Analyzed Checking Account could be your best bet. The account requires a $10,000 minimum monthly balance to waive a maintenance fee, which is either $22, $25 or $30, depending on your state. With this account, businesses can make up to 500 transactions each month. If your business does a lot of banking each month, a CitiBusiness® Flexible Checking Account might be a better choice. If you’re looking for a no-frills business checking account through Citi, this is it. Keeping a $5,000 minimum balance will help you avoid the account’s $15 monthly maintenance fee. The account is limited to 250 basic transactions per month. CitiBusiness® Streamlined Checking AccountĬitiBusiness® Streamlined Checking Account is a basic business checking account geared toward smaller businesses. Here are the details of Citi’s business checking accounts and other business products. You must visit a Citi branch to open a business account. The accounts come with debit cards and fee-free ATM access at over 65,000 ATMs nationwide. Business customers can open any of the following accounts with a $1 minimum opening deposit, then manage their account online or with a mobile app. A business checking account allows you to send and receive payments, deposit checks and cash, manage business transactions and much more.Ĭiti is home to four business checking accounts, each with unique benefits and requirements. ![]()
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